LEGAL & BETA AGREEMENT

Terms of Service & Private Beta Terms

Effective Date: September 2026 · Version 1.0 (Invitation Only)

ℹ️ Private Beta Document: These Terms of Service & Private Beta Terms are early draft documents for testing and evaluation. Operating entity, legal jurisdiction, and official contact details will be finalized prior to public commercial launch.

1. Private Beta & Invitation Agreement

LifeOS is currently operating as an early private beta software application. Access is provided by invitation only for testing and evaluation. The service is provided by the LifeOS Team on an "as is" and "as available" basis.

2. Financial Verification Disclaimer

MoneyPilot is a personal organization tool designed to help you log and understand your spending. MoneyPilot is not a licensed financial advisor, tax planner, accountant, investment broker, or legal entity. Users must verify all financial transactions, account balances, and tax calculations independently.

3. Agent Availability

The MoneyPilot agent is currently in private beta testing. The Career Growth agent is under active development and is not yet available in the application. Feature roadmap timelines are subject to change during beta development.

4. Third-Party Integrations & Explicit Consent

Future integrations (including professional network or LinkedIn updates) will require official platform access and explicit user review. LifeOS will never update a third-party profile without the user explicitly reviewing, editing, and approving the proposed change first.

5. Prohibited Content & Information Safety

You agree never to upload, submit, or store confidential employer information, trade secrets, passwords, OTPs, API keys, full bank credentials, credit card PINs, or sensitive company materials within LifeOS inputs, support attachments, or voice notes.